Are You Eligible for a Federal Student Loan

To be eligible for federal student aid, you must

  • be a U.S. citizen or eligible noncitizen (for most programs) with a valid Social Security number (SSN)

  • be working toward a degree or certificate
  • have a high school diploma or a General Educational Development (GED) certificate; pass an approved ability-to-benefit (ATB) test (if you don’t have a diploma or GED, a school can administer a test to determine whether you can benefit from the education offered at that school)
  • be registered with the Selective Service, if you’re a male between the ages of 18 and 25;
  • maintain satisfactory academic progress once in school.

These are general federal loan eligibility requirements.

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